My Financial Healthcheck

The Fannie Mae Grid – Why Only the Few get the Best Rate

This was the first Fannie Mae grid that takes into account both your FICO score and LTV (Loan-To-Value) that came into effect in 2009 which made getting a mortgage much more difficult from the affordability standpoint. Long and short, if you have a 741 credit score and at least 20% equity you are eligible for [...]

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Best ways to start out investing.

First of all, make sure that you have enough in your savings account to survive for at least 6 months if you loose your job. We will talk about simple investments, investing tools, stock trading accounts, options, currency, you name it.

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